What applies when you open an account
If you are reading from Bandung or elsewhere in Indonesia, the same terms apply before you enter the lobby. We explain what we collect, why we keep it, and which team can see it. For DANA, OVO, GoPay, QRIS, and bank transfer records, we keep the
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reference details needed to match the transaction to your account and answer follow-up questions. We also keep login logs, device history, and support tickets when they are needed for account checks or dispute handling. Access can depend on local law and is available only where local
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law permits. If a clause is unclear, the fastest way to ask is through the account menu, where we can point you to the exact record rather than send a generic reply.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.